14 Hamilton Square, Birkenhead, Wirral CH41 6AX, UK
Telephone. 07827 536 808 ---Email. matt@gartland-fs.co.uk
 
 





A buy to let mortgage is designed for people who want to buy a property to let out. Gartland Financial Solutions are Independent Mortgage Advisors who find the best buy to let mortgage suited to your needs and circumstances.
Student Let's
House Of Multiple Occupancy
Buy To Let Portfolio's

Deposit
The deposit you will be required to put down for buy to let mortgage will be typically larger than a standard residential mortgage. The borrower will usually be required to put down at least 20% deposit and normally expected to own their own property.

How much can I borrow?
For buy to let mortgages lenders usually calculate how much you can borrow based on the potential rental income from the property instead of your annual earned income. The expected rental income usually must exceed 125% of your monthly mortgage payments. Gartland Financial Solutions can obtain an accurate borrowing figure based on investment property.

Investment
Like any investment, buy to let comes with no guarantees, but can be more reassuring for those who have more faith in bricks and mortar than the stock market.

*Not all Buy to Let Mortgages are regulated by The Financial Conduct Authority.



Website design by The Internet Pages | Sitemap | Terms & Conditions

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

We normally do not charge a fee for mortgage advice, however a fee paying option is available, and our typical fee would be up to 1% by individual agreement. For Equity Release arrangements we typically charge a fee of £295 payable at the outset and a further fee of £995 payable upon completion.

Gartland Financial Solutions is an Appointed Representative of Personal Touch Financial Services Ltd which is authorised and regulated by the Financial Conduct Authority The Financial Conduct Authority does not regulate Will Writing, Inheritance TAX Planning or Trusts and does not regulate most Commercial or Buy to Let Mortgages.